Why there is a processing fee when making payments via PayPal, WintoPay, Geoswift or Xendit? | Atlanta College of Liberal Arts and Sciences (ACLAS) | Online University

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Why there is a processing fee when making payments via PayPal, WintoPay, Geoswift or Xendit?

Updated at Oct 22, 2026, Viewed 0 times

The 6% processing fee is charged by these third-party payment gateways — not by ACLAS — to cover their transaction handling costs.

How it works

When you pay via Wintopay, PayPal, Geoswift, or Xendit, an additional 6% processing fee is added to that transaction.
If you pay in installments, the 6% applies to each installment payment (and each installment also carries the separate $2 handling fee).
Other methods — PayMyTuition, USDT, debit/credit cards, and Western Union — do not carry this 6?e, so you can choose one of them if you prefer to avoid it.

For the full breakdown of installment costs, see How much do I need to pay in installments?, and for all payment methods, How can I pay my tuition or fees?.