When selecting the
installment payment plan, you may notice
two separate fees — a
6% payment processing fee and a
$2 handling fee. For the 6% payment processing fee, this fee is
only applied to certain payment methods, such as
Wintopay, PayPal, Geoswift, and Xendit, which use third-party processors to handle secure global transactions.
These charges are
not imposed by ACLAS but are collected by the respective
payment gateways to cover transaction processing and administrative costs.
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1. $2 Handling Fee
A
$2 handling fee applies to each installment transaction
for every payment method.
- Purpose: This fee covers administrative processing for multiple payments and record maintenance.
- When it applies: The $2 fee is added automatically each time an installment is made.
2. 6% Payment Processing Fee
A 6% processing fee is added when payments are made through certain gateways like Wintopay, PayPal, Geoswift, or Xendit.
- Purpose: Covers the cost of maintaining secure payment networks, fraud prevention systems, and international transaction fees.
- Frequency: The 6% fee is charged per installment payment, not one-time.
For example, if you pay in three installments via PayPal, each payment will include a 6% charge.
- Note: ACLAS does not receive this amount; it is retained by the payment service provider.
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3. How to Avoid These Extra Fees
To avoid the 6% processing fee, you may choose alternative payment methods that do not include these charges:
- PayMyTuition
- Debit/ Credit Cards
- USDT (Tether Cryptocurrency)
- Western Union
These methods offer
secure, low-cost international payments without additional processing fees.
To avoid the
$2 handling fee, you may choose to make full payment, instead of installment payment.
